Author: Pat Nehme

When was the last time you checked your home insurance coverage or compared your rate? Let’s be honest, in today’s world we have so many things to do and so little time to do it, that we don’t find the time or effort to go over tedious things such as homeowners insurance. Home insurance is...

Our office will be closed on 12/24/2014 and 12/25/2015.  We wish everyone a safe and Merry Christmas!

Our office will be closed on 11/27/2014 to 11/30/2014.  Claims can be filed by calling the claims number on the proof of insurance.  Payments can be posted online https://preferredinsurance.net/payments/ Have a Safe and Happy Thanksgiving.

You were just involved in an auto accident, and the panic kicks in!  “what do I do??” relax.. Do not panic.  First and foremost, make sure everyone is okay.  If there are any injured parties, call 911 immediately.  Check your car, and the other car for apparent damages.  Most people are carrying around a camera...

The big WHAT IF? It is something that nobody likes to talk about, and the conversation could be an awkward one… But, what If today was your last?  After asking all the other questions, such as “did you live your life to the fullest” and so on, comes the tough question of, did you have...

You may qualify for a discount for simply having a professional designation.  If you are a Doctor, Lawyer, or educator you may qualify for an additional discount.  These discounts will range between 5% to 10%.  Also if you have obtained a Bachelors degree from an accredited university from the United States you will qualify for...

With the holidays, comes cold weather, rain and lots of shopping!  There are some tips to help make these times trouble free, and more enjoyable with the shopping part. Cars: -Check your tires, is it time for replacements?  Worn out tires could cause less traction in the wet rainy weather, and are also more prone...

If you have heard that sentence then you know the difficulty of finding Home insurance that will accept your home, let alone give you an affordable rate.  There are many insurance companies doing business in California and their guidelines are not all the same.  If you are denied home insurance by multiple companies it does...

1.       Do I need to insure my trailer / toy hauler? A:  If your trailer or toy hauler is financed, most finance companies will require that you carry comprehensive and collision coverage to help protect their interest.  Liability is not required in most states, as the primary coverage from your auto insurance will provide coverage...

1. Good Driver: Up to 20%, this is one of the biggest discounts you can qualify for. You cannot have more than 1 point on your record, so it pays to have a good driving history.  Your record is generally checked on each renewal period and the discount applied. 2. Multi Policy: By combining your...