Why Your Agent Matters More Than the Carrier

Anyone can sell you a policy — a website, an app, a 1-800 number.

What they can't give you is someone who picks up the phone, knows your situation, and goes to work when it counts.

That's the difference at Preferred Insurance. We're not a sales office — we're your advisor.

From the first quote to a coverage change years later, you get a real team that knows insurance and knows you.

We pride ourselves on honest, reliable service for every client, and our mission is finding you the best coverage at the best possible rate

When you call, you'll reach a live, helpful person genuinely focused on world-class service — no bots and no menu prompts. As a full-service insurance agency, we offer a wide range of coverage, from auto and home to commercial lines and business insurance, and everything in between. We take pride in building long-term relationships, shopping rates across several insurance companies to find the best fit for your needs. Contact us today and experience the Preferred difference.

  • The Extra Mile

    When other agencies say you're out of options, we go to work. Even in today's tough California homeowner's market, we find coverage others can't.

  • Real Access

    •  Live agents,

    •  No phone trees

    •  Minimal hold times

  • Advice, Not Just a Sale

    We review your coverage, catch the gaps, and explain your options. Sometimes one small endorsement saves a big headache at claim time.

Can't Get Home Insurance in California? Don't Give Up Yet.

California's home insurance market is tough right now. Rising costs and wildfire risk have pushed many carriers to stop writing new policies — and a lot of homeowners are being told they're out of options.

We hear that a lot. And more often than not, we find them coverage anyway.

Finding solutions where other agencies give up is what we do. If you've been non-renewed, denied, or just can't get a straight answer, let's talk.

Kemper Auto Insurance - Preferred Insurance
Travelers Insurance - PreferredInsurance.net
Mercury Insurance - PreferredInsurance.net
Bamboo Insurance - Preferred Insurance
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Don't Just Take Our Word for It

We talk a lot about going the extra mile. Here's what that looks like from the people who've been on the other end of it.

EXCELLENT
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Based on 249 reviews
Posted on Google
Elias Hadweh
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Pierre was great!
Posted on Google
GerbySec
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I’ve been a customer of Preferred Insurance for years, and I’m continually impressed by the level of care and dedication they show to their clients. Whether you’re a new customer or have been with them for a long time, they consistently go above and beyond to ensure you feel supported and valued. The team is always friendly, responsive, and genuinely helpful, making what can often be a stressful experience feel simple and manageable. They truly take the hassle out of dealing with insurance. I confidently recommend Preferred Insurance to all my friends and family, and every single one has had a great experience.
Posted on Google
Jim Neff
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As most people in California, I was struggling to find any company to provide homeowners insurance. Not only did Preferred Insurance find me a provider, it was also at a affordable rate compared to other options I was able to find. Patrick did a great job and the process was very smooth. I have several friends that use them and I would refer them to anyone!
Posted on Google
George Rahal
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I called Pierre after being introduced to him by a friend. I could tell right away that Pierre was a professional who knows what he's doing. He took the time to listen to me and provided me with the best service. Very highly recommended 👌
Posted on Google
Steve Jensen
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This agency saved me $3500 on my family’s auto policy. They reviewed what I had, provided me options and set expectations relation to the entire transaction. I’m personally Thrilled with the savings without compromising coverages.
Posted on Google
Haley Vu
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Pierre was very helpful and knowledgeable during the whole process and I appreciate it greatly! Highly recommended
Posted on Google
Michelle Hong
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Pierre was incredibly professional and knowledgeable. After researching a few insurance companies, he was able to obtain the most competitive quote for me and speedily. I am grateful for his help, especially in these times of rising rates and difficulty obtaining insurance.
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Ready to Talk to a Real Agent?

Whether you're just getting started or rethinking your current coverage, our team is ready to help — no phone trees, no runaround. Just the right coverage at the right price.

Call Us