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Commercial Auto Insurance - Preferred Insurance
Commercial Auto Insurance
— Riverside, CA —
• Right Coverage • Right Price • Real Agents • No Phone Trees
From one truck to your entire fleet — We've Got You Covered
Your work vehicles keep your business going.
Don’t let coverage gaps, or the wrong type of insurance halt your business.
We build commercial auto coverage that your business needs and gets you back on the road fast — Each policy is tailored to your business needs.
Coverage for the Vehicles That Run Your Business
If you or your employees drive for work, your personal auto policy probably won't cover you when it counts.
A claim during business use can be denied — leaving you and your vehicle exposed.
Commercial auto insurance is built for exactly that.
Who needs it:
» Contractors & tradespeople — trucks and vans loaded with tools and equipment
» Delivery & service businesses — vehicles on the road all day, every day
» Companies with a fleet — from two vehicles to twenty, under one policy
» Anyone with employees who drive — so you're covered no matter who's behind the wheel
Coverage can include:
» Liability — covers injury and property damage your business vehicle causes to others
» Collision & Comprehensive — repairs or replaces your vehicle after an accident, theft, or damage
» Medical Payments — covers injuries to you and your passengers
» Uninsured/Underinsured Motorist — protects you when the other driver isn't properly covered
» Hired & Non-Owned Auto — covers rented or employee-owned vehicles used for business
» Waiver of subrogation – usually required by most vendors you do work with
» Certificates of Insurance – required by all companies and vendors that you do work for
Whether it's one work truck or a whole fleet, we'll build coverage that keeps your business moving.
Looking to Protect The Business Itself?
Commercial auto covers your business vehicles. For general liability, property, and employee coverage, see our Business Insurance page — or bundle both and let one team handle it all.
How We Work
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Shop 30+ Carriers
We're independent, so we're not tied to one company. We compare rates and coverage across more than 30 insurers to find your best fit.
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Review Your Coverage
We look at how your vehicles are actually used — and by whom — so nothing's left exposed.
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Ongoing Service
Add a truck, hire a driver, or land a new route? Call us. Your policy keeps up. Same team, every time.
Why Preferred for Commercial Auto Insurance
Real Access
• Call and reach a live, knowledgeable agent — no phone trees, no hold music. When a truck's down, you need answers now, not a menu.
The Extra Mile
• Mixed fleets, young drivers, less-than-perfect records — the accounts other agencies find difficult are the ones we work hardest on.
Advice, Not Just a Sale
• We'll tell you exactly what your business use requires — including coverage most owners don't know they're missing, like hired and non-owned auto. Then you decide.
Questions about covering your work vehicles?
Call us and talk to a real agent.
Mon–Fri 9AM–5PM
Frequently Asked Questions
What's the difference between commercial and personal auto insurance?
Do I need commercial auto insurance if I use my personal truck for work?
Can you insure my whole fleet under one policy?
What is hired and non-owned auto coverage?
Does commercial auto cover my employees when they drive?
How do I get a certificate of insurance for a job or contract?
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Ready for the right coverage at the right price?
Tell us about your vehicles and how your business uses them, and we'll shop it across our carriers. No pressure, no obligation — just the right protection to keep you on the road.