Preferred Insurance

Shake it up!

Earthquakes are to California, what hurricanes are to coastal Florida! Our state is covered with hundreds of faults, where earthquakes generate… including the large san andreas fault. California on average has about 2-3 significant earthquakes that can cause structural damage per year. Needless to say, it is probably a good idea to consider earthquake insurance […]

Landlord and Tenant policies

One of the most important things you can do to protect yourself as a landlord, is to make sure that you have the right insurance coverage! If you purchased an investment property, your regular type home insurance policy is not he correct coverage to have in place. When there is a tenant living in your […]

Earthquake warning!!

Last Tuesday, Sept. 27, the U.S. Geological Survey issued a statement that the chances of a magnitude 7 or greater earthquake on the southern San Andreas fault, over the next seven days were as high as 1 in 100. Now this still sounds like a low probability, but given that the average chance of an […]

What Dog breeds are excluded?

Having a certain dog breed can stop many customers from getting home insurance coverage. The few companies that do accept these dog breeds usually have exclusions to deny any liability that can arise from that particular dog breed. We advise clients to notify their agent/insurance company of a dog that they have in the household. […]

Things to know about Homeowners Insurance

When was the last time you checked your home insurance coverage or compared your rate? Let’s be honest, in today’s world we have so many things to do and so little time to do it, that we don’t find the time or effort to go over tedious things such as homeowners insurance. Home insurance is […]

Happy Thanksgiving

Our office will be closed on 11/27/2014 to 11/30/2014.  Claims can be filed by calling the claims number on the proof of insurance.  Payments can be posted online Have a Safe and Happy Thanksgiving.

What should I do in the case of an accident?

You were just involved in an auto accident, and the panic kicks in!  “what do I do??” relax.. Do not panic.  First and foremost, make sure everyone is okay.  If there are any injured parties, call 911 immediately.  Check your car, and the other car for apparent damages.  Most people are carrying around a camera […]

Life insurance and why you should have it!

The big WHAT IF? It is something that nobody likes to talk about, and the conversation could be an awkward one… But, what If today was your last?  After asking all the other questions, such as “did you live your life to the fullest” and so on, comes the tough question of, did you have […]

Professional & Alumni Discount

You may qualify for a discount for simply having a professional designation.  If you are a Doctor, Lawyer, or educator you may qualify for an additional discount.  These discounts will range between 5% to 10%.  Also if you have obtained a Bachelors degree from an accredited university from the United States you will qualify for […]