Preferred Insurance Services Inc. ("Preferred Insurance," "we," "us," or "our") provides the following disclaimers regarding the use of preferredinsurance.net (the "Site") and the information it contains.
Not Insurance, Legal, or Financial Advice
The content on this Site — including coverage descriptions, FAQs, and educational articles — is provided for general informational purposes only. It is not intended as insurance, legal, financial, or professional advice, and should not be relied upon as a substitute for a consultation with a licensed agent regarding your specific situation. Insurance needs vary by individual, property, business, and state, and only a licensed agent reviewing your specific circumstances can advise you on appropriate coverage.
Quotes Are Estimates Only
Any quote, rate, or premium estimate provided through this Site — whether by online form, instant quote tool, or conversation with an agent — is an estimate only and is not a guarantee of final pricing or coverage. Final rates and coverage terms are determined by the applicable insurance carrier and are subject to underwriting review, eligibility verification, and approval. Coverage is not bound or in effect until confirmed in writing by Preferred Insurance or the applicable carrier.
Licensing
Preferred Insurance Services Inc. is a licensed insurance agency (California License #0F74474). Our agents are licensed to sell insurance products in the states in which we are authorized to conduct business. Availability of specific carriers, products, and coverage options may vary by state and is subject to change without notice.
Coverage Varies by Carrier and Policy
Preferred Insurance is an independent agency that works with multiple insurance carriers. Coverage terms, exclusions, limits, and pricing differ between carriers and individual policies. Descriptions of coverage types on this Site are general in nature; your actual policy documents and declarations page govern the specific terms of your coverage.
Third-Party Carrier Links
This Site may link to third-party insurance carrier websites for purposes such as making payments or filing claims. Preferred Insurance does not control and is not responsible for the content, accuracy, availability, or privacy practices of third-party sites.
No Guarantee of Accuracy
While we make reasonable efforts to keep information on this Site current and accurate, insurance products, rates, and regulations change frequently. We do not guarantee that all information on this Site is up to date, complete, or error-free. Please contact our office directly to confirm current coverage details, rates, and policy terms.
Limitation of Liability
To the fullest extent permitted by law, Preferred Insurance Services Inc. shall not be liable for any loss or damage arising from reliance on information provided on this Site, including decisions made based on general coverage descriptions or quote estimates provided prior to formal underwriting.
Contact Us
If you have questions about this disclaimer or need clarification about your specific coverage, please contact us directly:
Preferred Insurance Services Inc.
3501 Adams St. #400
Riverside, CA 92504
Phone: 1-866-890-7774
License #: 0F74474