Author Archives: Patrick

You can never go wrong with having higher limits of protection.  Let’s look at liability a little deeper.  The minimum limits required for auto insurance in California is: $15,000 bodily injury per person / $30,000 bodily injury per occurrence / $5,000 property damage. Many people make the mistake of settling for the basic liability limits […]

For the past 8-10 years home values have been on a rollercoaster ride, going up then down and now they seem like on their way up again!  How does this affect your coverage on your homeowners insurance?  The value of the sales price of a home has no connection to what it actually cost to build […]

We are proud to announce that we have attained the Gold Level in the Mercury Insurance service Excellence program.  As an independent agency in Riverside, CA we strive to provide the best service possible to our customers.  We know we can always do more, so we always strive to find ways to make it easier […]

     Actors and Professional Athletes have agents that represent them in their business dealings.  So why shouldn’t you have an agent that represents and advises you on your insurance needs.  An Agent is a professional who analyzes their customer’s needs and advises them on the best course of action.      When it comes to insurance, […]