Coverage for the Fun Stuff

The toys are what you work for — the bike, the boat, the RV that gets you out of town.

They deserve better protection than an afterthought, and a standard auto policy won't cut it.

We insure all of it, and we'll make sure the coverage actually fits how you use it.

Motorcycle
»  Liability, collision, and comprehensive built for two wheels — plus coverage options for custom parts, safety gear, and passengers. Whether it's a weekend cruiser or a daily ride, we'll match the policy to the bike.

Boat & Personal Watercraft
»  From bass boats to ski boats to jet skis, watercraft coverage protects your vessel, your liability on the water, and often your trailer and gear. Coverage can follow you from the launch ramp to the lake and back.

RV & Motorhome
»  Motorhomes, travel trailers, and fifth wheels need more than auto insurance — especially if you live in yours part of the year. We cover the vehicle, your belongings inside, roadside help for something that size, and liability while you're parked at camp.

How We Work

  • Shop 30+ Carriers

    We're independent, so we're not tied to one company. We compare rates and coverage across more than 30 insurers to find your best fit.

  • Review Your Coverage

    We match the policy to how you actually use it — seasonal, full-time, weekend-only, or somewhere in between.
  • Ongoing Service

    Upgrade the bike, buy a bigger boat, or hit the road for a season? Call us. Same team, every time.

Why Preferred for Motorcycle, Boat & RV Insurance

Real Access

  Call and reach a live, knowledgeable agent — no phone trees, no endless hold times. When you need us, we're here.

The Extra Mile

  Custom bikes, older RVs, unusual watercraft — the toys other agencies don't want to bother with are the ones we're happy to cover.

Advice, Not Just a Sale

 We'll tell you where you actually need coverage — like total-loss protection on a financed RV — and where you don't. Then you decide.

Preferred Insurance Logo

Questions about covering your motorcycle, boat, or RV?

Call us and talk to a real agent.

Mon–Fri 9AM–5PM

Frequently Asked Questions